Are you wondering why there isn't a chart displaying the lowest available rates like many other mortgage companies?
The landscape of lending has evolved significantly in recent years, and now, mortgage rates are influenced by various factors.
These include the size of your down payment or home equity, whether your mortgage will be insured, your credit score, and the payout penalty you're comfortable with.
Instead of listing the lowest possible rate based on ideal conditions, I believe in a more personalized approach. Let’s talk to you to understand your specific circumstances. This way, we can identify your most suitable rate and mortgage product. I prefer this approach to avoid the disappointment of advertising a rate that might not be applicable in your case. I think it’s important to talk with a mortgage professional who can clearly outline the advantages and disadvantages of any given rate. Feel free to call or email me to discuss your unique situation.